Working Capital & Term Loans
Description
Working capital and term loans provide businesses with flexible financing to support day-to-day operations, growth initiatives, and cash flow needs. These loans are designed for operating businesses that need access to capital without the long timelines or structural requirements of SBA programs.
Common use cases include inventory purchases, hiring, marketing initiatives, seasonal cash flow support, expansion projects, and refinancing short-term obligations. Financing structures vary based on business profile, revenue consistency, and capital objectives.
Our role is to help properly position qualified businesses, align loan structure with cash flow, and guide the process from request through funding.
Key Program Features
Flexible Capital Use – Funds can be used for operations, growth initiatives, inventory, payroll, or general business expenses.
Short- to Medium-Term Structures – Loan terms are structured to match business needs and repayment capacity.
Faster Execution Than SBA – Ideal for businesses that need capital more efficiently than government-backed programs allow.
Business Revenue Focused – Decisions are primarily based on business performance rather than consumer profiles.
Multiple Lending Structures Available – Options may include term loans, revolving working capital, or structured financing.
Designed for Operating Businesses – Best suited for companies with active revenue and ongoing operations.
